this really only does protect against brute forcers, and the new is that MSN wont allow you to keep trying to sign on repeatadly, it stops you from trying, so brute forcers are pretty useless, as they will continue new passwords despite not even being allowed to enter any info, therefore skipping vast amounts of combinations that could have been his password. Numbers, symbols and ASCII will render 99.9% of brute forcers incapable of getting into your account. I personally use a different 16 character password of combinations of upper case, lower case, numbers, symbols and ascii text for every password I have and yet ive still been hacked before on videogames like D2.
Thats exactly it If using hotmail accounts don't use them to store passwords! I received loads of lost password requests when my msn was hacked. :|