choose a color on the 2 lil boxes on the left handside click text and write something or write something Layer/LayerStyle/Colour Overlay well thats how i do it :|
yup, what he said ^ in Photoshop either select the color in the left then type to change the color afterwards 2click in the color in the type palette OR set the Fill of the Type layer to 0% and determine the color by using the color overlay style, this is more interesting coz you can save the complete style as a preset style and this way the color of the font doesnt interfere with the style next time you select that style. example you used red to type your text and have set a redblack gradient overlay in darken mode and a darkred outerstroke in normal mode. imagine you saved that style now next time you type something in blue and apply the saved ^ style. it will turn out purple with a black gradient and darkred stroke. so set the fill to 0% and use the color overlay to determine the color