you have to slice it then code it.. go to www.pixel2life.com there are some tutorials
a really good template can be as much as 100 dollars coded but you can get them cheaper, and some for free if you search around.
go to www.dafont.com and install some of them. then put them in your fonts folder and they should work fine
#2 has it thats where i learned
Separate names with a comma.