Only thing i can think of is to hide your credits from other members? I don't know, it doesn't give you interest or anything <_<
I use the bank...I use it like every week i put in a certain about everyweek like half of what i have made and dont use it unless i need it... to buy thing in shop i only use what i have in hand....so that is what i use it for.
Not anymore. The bank really has no purpose, except maybe to hide credits. If llamaman gave us interest for creds in the bank then the value of it would decrease. Say we get 2% of creds per day. Everyone could pool their creds to one person and then divide up the profits, making the credit system here worth less.