Right @ Kennedy. Although, I believe we should not be charged with anything if we steel the money from someone. The reason I believe is because it isn't our fault that we steel some credits, its the site management's concern to know what would trigger a member's temper. I wouldn't want my credits to be stolen by anyone and if someone does that, I would be bloody pissed. Therefore, the GR staff has to think about whether they want such an item on the site or no and if they do then they must not take any action against those who steel because they are the ones who gave them the toy to play with. Just an opinion.
its far from illegal. people are stupid enough to pay money for fake "money", its their fault if it gets knicked.
the item is in place to do two things 1 punish the greedy(people who horde credits get targeted and those who try and steal credits tend to end up with negative credits) 2 punish those who piss people off