I would like to password protect a web folder so I can put private stuff on. I read that u need access to .htaccess but I dont have that. I thought I could create a flash login, but the actuall folder will still be avaliable to the public but maybe I can create a long list of folders like site.com/abc/def/ghi/private
No .htaccess? If your server is running apache, which a good majority do, then you have the ability to use .htaccess. Just follow brotherhoods guide.