pretty nice... but try 2 work on the fonts... use arial 10pt instead of times new roman... and make the font on your buttons a bit smaller... its way too big..
Don't like this template that much. Why I don't like it? - Colours - Fonts - Gradients - to small, make it wider. It would be better if you maked the layout a bit wider. That's the thing that people do wrong with layouts. They don't make them wide enough for resolutions like 1024x768 and higher. But I think you will get some problems if you slice the layout with the bars on the left and right.
I think it looks really good - just too much red, but overall, I like the design and the banner. 8/10