I agree dafont and 1001 fonts are both good places to go and popular as well. If you check in the thread http://www.gamerenders.com/forum/ind...showtopic=7794
titled the ultimate web resource, you will find several links to fonts and more.
Some simple text effects are found by adding such things as a drop shadow, a stroke of 1 px or a bevel and emboss. You will have to experiment. Try some tutorial sites for some great effects. They are usually categorized by difficulty.